Valued Contributor
Posts: 1,468
Registered: ‎08-30-2012

Re: 704!


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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My Journey
Regular Contributor
Posts: 123
Registered: ‎10-01-2012

Re: 704!

Congrats!! I can't wait to hit 700!!

Starting score (9-29-12)= myfico EQ-562, myfico TU-551,
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012

Re: 704!


nicholasyud wrote:

You should list out all negative items and how you get 'em done...............Its should be very helpful for others.....

+1, I'd love to see this!
  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
Established Contributor
Posts: 510
Registered: ‎09-25-2009

Re: 704!

u shakin and bakin....Happy dance along with  you...wiggle..wiggle..Wobble wobble.

Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

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Posts: 29
Registered: ‎01-05-2009

Re: 704!


Starting Score: 591 (2/09)
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800

Take the FICO Fitness Challenge In the Garden since 3/14/2013
Established Contributor
Posts: 749
Registered: ‎04-26-2012

Re: 704!

So question for ya all??
I have 2 cap 1secured cards, one with a $500 CL and one at $300 I have had the first since Dec 2011 and one since march of this year, (and believe me these boosted my scores to the 704)
I have now been offered some amazing cards..
I have several credit inquiry's on my report..
Should I apply for one of these cards ?
Do you think it will mess up my credit mix?
I want to buy a house right now but I also want a "credit card" not a silly secured card. I want to stay at this AMAZING 704..
What is your opinion?
CS 728- 01/13 from 554-12/11
Goal: 800
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011

Re: 704!

Pretty Amazing!!!


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