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How bad could this be hurting me? It is the only collection I have, and one charge off for $2200(which I am currently disputing.) I called the collection agency twice, and the original creditor, and everyone I spoke to said they can't delete it from my credit, only report it as paid with zero balance, so I said I wasn't interested in paying it. I don't know if it is even hurting me that bad, and if I pay it off, is it going to help me at all? I know it always looks better to have a paid collection, but for $75 is it worth it? If you need any additional info to determine a response, please ask! I don't want to pour out my entire story if its not necessary. Thank you.
If it is several years old it isn't impacting your score as much. If it is a new collection, it is.
its from 2010
It is still new. Who is the CA?
Medical Data systems