09-25-2013 08:57 PM
Congrats on paying utilization down! That's a good feeling. Keep us posted on your score
09-28-2013 11:07 AM - edited 09-28-2013 11:10 AM
WOHA!!!!! UPDATE UPDATE UPDATE!!!!
just recieved an alert wells fargo reported a $0 balance ( was $254 ) and my fico jumped 20 POINTS!!!
OPEN SKY CC..... to report $0 balance as well in 3 days (was $987 )
FIRSTPROGRESS ......in 4 days another $0 balance (was 200)
ONLY BALANCE I HAVE ITS A UNSECURED CC WITH CREDITONEBANK WITH $85
578 FICO SCORE!!!!!
HONESTLY I WAS HOPING TO GET A CREDIT SCORE OF 10 POINTS AFTER PAYING MY CC ... IM SO HAPPY!!!
never been this far!!!! just to think 6 month ago i had a 460 FICO SCORE
09-28-2013 10:33 PM
09-28-2013 10:42 PM
Thanks all of you fico community honestly 578 still sucks but I'm only 6 month with good credit habit payments in time and rebuilding
Can't wait to hit those 600s
Keep it up guys and gals !!
It just takes time for scores to respond and in IMHO you will be just fine if you keep applpying the knowledge you now have.
09-28-2013 10:48 PM
10-04-2013 06:09 PM
UPDATE SUDDENLY A FICO INCREASE!! 578 ---> 589 weird that on the alert it didnt show why it was increased, my CC that had a $897 now paid to $0 havent reported yet... fingers crossed to recieve another alert by tomorrow!!