Ok guys I'm exited!!
Credit limit is $2,000 was using 75%..
score 559. .
bern paying in time all bills so this is the first time
i will be happy if I see a 10 points jump!!! wells Fargo will report today or tomorrow from 250$ to 0$. Then the other ones followed until the 30
we will see how much this jump.. Never been above 559 ;(
Congrats! For best results please have 1 account report a balance of 1-9% and not all accounts with 0 balance. Fico does not like that..
It doesn't matter which one you actually use as long as all but one report 0 balances. You can use all of them but pay them off before they report.
If you aren't going to use all of them regularly you may want to change up which one you use so the CCC will see activity on the card and not close it.
I guess I don't understand what you mean by minimum usage.
You can use how much on any of the cards you want during the month as long as they are paid to 0 before the reporting date. All except the one that will be 9% or below.