Re: 7th Avenue GW Letter

Anonymous · ‎03-31-2010

Had a 62.00 balance on this account. Sent a GW via email to their customer service email address.

March 9, 2010

Regarding : XXXX

Dear Sir or Madam

I received the open credit lines from Seventh Avenue in 2008 that I would like to have revised in my credit files. I opened these accounts before what would be a terminal illness of a parent. Honestly, although I knew my father was not well; his death was still quite a shock.(unfortunately true )

I became disorganized and despondent and allowed myself to become unresponsive to many of my financial responsibilities. I fully acknowledge my responsibility with respect to payable accounts and am working diligent to repair my credit relationships. This account has been paid in full.

I am therefore requesting a “goodwill adjustment” and a reopening of the accounts and a positive credit rating by revising these two trade lines with an update of the information on all three major credit reporting organizations. If what I am asking is too much, then any goodwill adjustment to the reporting bureaus would be most appreciated. Regardless of your decision--- thank you for your consideration in reviewing this matter and taking the time to read this letter.

Respectfully

they updated line of credit/deleted all late payments from all three credit reports! yes!

llecs · ‎04-01-2010

Congrats!!

ALP · ‎04-01-2010

Whoa, wait, Seventh Avenue reports to the CRA's? I have had an account with them for 3 months and they have yet to report the new account.

Hrm, well I'm glad to hear your GW success, congrats!

Starting Score: 610
Current Score: 676
TU: 678
Goal Score: 740

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Schoolbuskid · ‎04-01-2010

WOOO HOOO!

Rebuilding and Reducing Debt, is my game plan.

NibblesTreats · ‎10-21-2013

I know this thread is older, but I wonder if this would work for me?? My 7th Avenue and Ginny's are two of my oldest accounts and I would be willing to pay them in full if they would remove the bad marks and reopen the accounts. Hmmm, this has me thinking now!

Starting Score: TU 607, EX 606, EQ 611
Current Score: TU 675, EX 671, EQ 654 - FAKO scores TU 744, EX 735, EQ 728 - I wish these were my real scores!
Goal Score: 750 across the board. Simulator says 806 if I stay on track for 24 months

caramel80 · ‎03-02-2014

Hello I had an account with seventh avenue I'd like to settle can some pm me the email address?

TU FICO 675 EX FICO 655 Walmart FICO 670
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