12-28-2012 09:16 PM
9 months ago, I decided to take action of my credit and improve it. I was sick and tired of the situation so I decided to sign up for this site and take control. Now I am no where near where I want to be but I've improved none the less. Where at once I had no credit available credit, I now have 4 and with major companies. After registering for this site I seeing how bad my credit was I figured why not take the chance and sign up of a capitalone card to try and rebuild my credit. With my luck i was approved for for card 500CL. I used this card as my gas card and only paid for gas with it. As gas was charges to manage and payoff. After doing this for a few months my CL was upped to 750. After this happen I continued doing the same thing and to see how long I could go. Then for whatever reason last month I decided to apply for the capital one cash rewards card and with my luck I was approved with a 1000CL. On the same day I also applied for a chase freedom card and was also approved with a 1000CL. After paying off my statement balance this month, I decided to aim high and complete and completed a mail offer letter I got from AmEx for a Green card. Again with my luck I was approved for a green card with no spending limit. Today I decided to aim high again and applied for a discover it card, I was approved but only this time I had to call in and answer a few questions about my past.
I'm happy to say thanks to all of you guys I now have 4 cards and I'm up 84 points.
Chase Freedom (1000 CL), Capital One No-Hassle (750 CL) & Cash Rewards (1000 CL) American Express Green (NSPL), Discover Card IT (1500 CL).
12-28-2012 09:18 PM
Awesome! What were you starting scores?
12-28-2012 09:37 PM
I was at 545, now at 629 average score.
12-29-2012 04:26 AM
Nice work!
Starting Score: 50412-29-2012 11:41 PM
12-30-2012 08:35 AM
Congrats
12-30-2012 12:50 PM
Congrats awesome job
12-30-2012 12:57 PM
Congrats!
01-01-2013 07:56 PM
Chi2012 wrote:
Is that trans union or your fico score ?
fico score
01-01-2013 08:05 PM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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