9 months ago, I decided to take action of my credit and improve it. I was sick and tired of the situation so I decided to sign up for this site and take control. Now I am no where near where I want to be but I've improved none the less. Where at once I had no credit available credit, I now have 4 and with major companies. After registering for this site I seeing how bad my credit was I figured why not take the chance and sign up of a capitalone card to try and rebuild my credit. With my luck i was approved for for card 500CL. I used this card as my gas card and only paid for gas with it. As gas was charges to manage and payoff. After doing this for a few months my CL was upped to 750. After this happen I continued doing the same thing and to see how long I could go. Then for whatever reason last month I decided to apply for the capital one cash rewards card and with my luck I was approved with a 1000CL. On the same day I also applied for a chase freedom card and was also approved with a 1000CL. After paying off my statement balance this month, I decided to aim high and complete and completed a mail offer letter I got from AmEx for a Green card. Again with my luck I was approved for a green card with no spending limit. Today I decided to aim high again and applied for a discover it card, I was approved but only this time I had to call in and answer a few questions about my past.
I'm happy to say thanks to all of you guys I now have 4 cards and I'm up 84 points.
Chase Freedom (1000 CL), Capital One No-Hassle (750 CL) & Cash Rewards (1000 CL) American Express Green (NSPL), Discover Card IT (1500 CL).
Awesome! What were you starting scores?
I was at 545, now at 629 average score.
Is that trans union or your fico score ?