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Just checked my eq fico again and it's gone up from 672 in July to today's 681. And it wasn't because my cc payments posted or the 2 new cc's showed up and lowered my util ..... Which is great cuz then I can expect another bump next month when lower util posts. As best as I can tell so far it's because my CA aged to over 2 years old. ... Now if I can just get that CA gw'd away .....
I highly reccomend subsrcibing to SW and TU quarterly monitoring from here and use those in conjunction with USAA CMS. This way, you don't have to buy your scores so often. You get a SW alert, you log in and pull your 3 CRs from USAA free, to see what had changed.
Yes repo'ed you're probably right and I probably should. But then I might just be further feeding my fico addiction. The truth is I don't really need to pull my score until at least jan 2013 and/or until I have more$ saved for down payment .... But I just can't help myself sometimes.