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My credit score dropped 90 points after a VS card was added to report.
I am struggling with the idea that I even got the card ... I had applied several months ago and was denied so I wrote a letter and was reconsidered with a $450 CL.
other than that NOTHING has changed. I have no credit, I would have thought a regular CC would have improved my score??
What balance is it reporting?
Is this a FICO?
Your FICO could have increased by as many. Definitely don't put your faith in a FAKO.
ETA...well maybe not as many, but if you have no CCs, I bet FICO increased 30-40+.
lol. credit karma is not even close. It doesn't even grade all the same aspects of your credit report. You can't base anything off a score from Credit Karma, I had originally thought you were talking about a real FICO.
Trust FICO scores, not FAKO scores