Reply
Valued Contributor
daisyduke
Posts: 1,320
Registered: ‎04-18-2009
0

94 Point Increase - from April 16th to August 05

[ Edited ]

So excited and wanted to share only b/c I know this process really can be challenging, depressing, and exhausing...

 

. I just pulled a Score Power Report to match up my accounts, etc. I gained another two points (no SW Alert however and settings were one point from current score)...EQ Fico

 

So from when i started this process on April 16th, I was at 548...since then I've gained 94 points...so excited.

 now at 642...(I might be a Principal now, according to TNWM's post on score, for those of you that read that post)...

 

Summary of success or EQ only..

1. Auto charge off - not my fault, fought it and won...got paid as agreed, closed auto loan

2. A few "baddies" fell off, it was their time to die, can't live forever...6 BAD TL's dropped...

 

OK, weekend is almost here. I think i need a break now....

 

Most of all, thanks to EVERYONE on this board for their helpful advice AND sharing personal experience. A lot of my success was based on the great advice I received from this forum...So thanks. It is working...:smileyvery-happy:

 

Message Edited by daisyduke on 08-06-2009 07:12 PM

Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Frequent Contributor
ShowCredit
Posts: 255
Registered: ‎06-24-2008
0

Re: 94 Point Increase - from April 16th to August 05

Congrats Daisyduke - keep working at it.

Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800




href="http://ficoforums.myfico.com/fico/board/message?board.id=FC&thread.id=1">Take the FICO Fitness...
Moderator Emeritus
fused
Posts: 16,351
Registered: ‎03-12-2007
0

Re: 94 Point Increase - from April 16th to August 05

Great work, Daisyduke!!!!!!!!!!!!
Credit Profile -
FICO 08 Scores (08-22-2014): EQ 820, EX 817, TU 815
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Senior Contributor
BungalowMo
Posts: 4,236
Registered: ‎05-01-2008
0

Re: 94 Point Increase - from April 16th to August 05

Awesome score jump!!!!!!!!  :smileyvery-happy:


Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+