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Frequent Contributor
gamegrrl
Posts: 347
Registered: ‎02-09-2011
0

A Score Jump! Wahoo!

I was happy to get a Score Watch alert this evening saying that my Equifax score had jumped from 704 to 722.

 

My rehabbed student loan lates finally aged off my two Nelnet accounts. Sallie Mae shouldn't be far behind, so that will be a little bump, too!

 

Yay!

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 780 - TU08 (Walmart and Discover) 732 - TU myFICO 728
Goal Score: 800+ across the board!
Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008
0

Re: A Score Jump! Wahoo!

Nice increase !

Regular Contributor
maluba
Posts: 142
Registered: ‎12-16-2012
0

Re: A Score Jump! Wahoo!

Very nice!




Starting Score: 588
Current Score: 610
Goal Score: 650


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Frequent Contributor
NewbieReed
Posts: 437
Registered: ‎12-05-2012
0

Re: A Score Jump! Wahoo!

Awesome!
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Established Contributor
ktl72455
Posts: 831
Registered: ‎12-09-2012
0

Re: A Score Jump! Wahoo!

Congrats!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Valued Contributor
Epcot
Posts: 2,790
Registered: ‎10-10-2012
0

Re: A Score Jump! Wahoo!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: A Score Jump! Wahoo!

Very nice.  Congrats!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
gamegrrl
Posts: 347
Registered: ‎02-09-2011
0

Re: A Score Jump! Wahoo!

[ Edited ]

Since I posted this nearly six months ago, I had another score jump which took me to right around 750, give or take a few points depending on what the alignment of the planets was or something. And there it's stayed for several months, moving up and down by one or two points occasionally.

 

So when I got a ScoreWatch email last night, I really didn't think much of it. When I finally got around to checking it out, I found out my score had jumped again, this time to 774! I am still stunned.

 

Excuse my boldness, but here are a couple of screen grabs. "Why my my, Mr. FICO! I do believe you're flirting with me! I've NEVAH heard you whisper such sweet things before!" I am such a dork.

 

score1.png

score2.gif

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 780 - TU08 (Walmart and Discover) 732 - TU myFICO 728
Goal Score: 800+ across the board!
Community Leader
Valued Contributor
azguy13
Posts: 5,381
Registered: ‎04-30-2013
0

Re: A Score Jump! Wahoo!

Awesome! That must feel GREAT




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Frequent Contributor
gamegrrl
Posts: 347
Registered: ‎02-09-2011
0

Re: A Score Jump! Wahoo!

Thank you! Thank you! Yes, it feels AMAZING! I've come so very, very far since fall of 2010, which is when I decided I needed to face the pain and fear, take charge of my finances and learn to be PROACTIVE and not REACTIVE about my credit.

 

I am dying to know how my report has changed to account for such a jump: I am at the tail end of some horrid 120+ day lates falling off one rehabilitated student loan account. Last I looked (which was just about a week ago), I was still showing two 120+ that were consecutive. I had anticipated seeing the last of those two dropping off by this fall.

 

I would love to look at my report and see what the deal is, but I'm a real cheapskate these days. It's not worth the money to find out. Probably. LOL!

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 750 - EQ myFICO 780 - TU08 (Walmart and Discover) 732 - TU myFICO 728
Goal Score: 800+ across the board!

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