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A Score Jump! Wahoo!

Frequent Contributor

A Score Jump! Wahoo!

I was happy to get a Score Watch alert this evening saying that my Equifax score had jumped from 704 to 722.

 

My rehabbed student loan lates finally aged off my two Nelnet accounts. Sallie Mae shouldn't be far behind, so that will be a little bump, too!

 

Yay!

EX myFICO 850 - EQ myFICO 849 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 1 of 12
11 REPLIES
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Regular Contributor

Re: A Score Jump! Wahoo!

Nice increase !

Message 2 of 12
Regular Contributor

Re: A Score Jump! Wahoo!

Very nice!




Starting Score: 588
Current Score: 610
Goal Score: 650


Take the myFICO Fitness Challenge
Message 3 of 12
Frequent Contributor

Re: A Score Jump! Wahoo!

Awesome!
Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 4 of 12
Established Contributor

Re: A Score Jump! Wahoo!

Congrats!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Message 5 of 12
Valued Contributor

Re: A Score Jump! Wahoo!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 12
Moderator Emeritus

Re: A Score Jump! Wahoo!

Very nice.  Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 12
Frequent Contributor

Re: A Score Jump! Wahoo!

Since I posted this nearly six months ago, I had another score jump which took me to right around 750, give or take a few points depending on what the alignment of the planets was or something. And there it's stayed for several months, moving up and down by one or two points occasionally.

 

So when I got a ScoreWatch email last night, I really didn't think much of it. When I finally got around to checking it out, I found out my score had jumped again, this time to 774! I am still stunned.

 

Excuse my boldness, but here are a couple of screen grabs. "Why my my, Mr. FICO! I do believe you're flirting with me! I've NEVAH heard you whisper such sweet things before!" I am such a dork.

 

score1.png

score2.gif

EX myFICO 850 - EQ myFICO 849 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 8 of 12
Senior Contributor

Re: A Score Jump! Wahoo!

Awesome! That must feel GREAT

Message 9 of 12
Frequent Contributor

Re: A Score Jump! Wahoo!

Thank you! Thank you! Yes, it feels AMAZING! I've come so very, very far since fall of 2010, which is when I decided I needed to face the pain and fear, take charge of my finances and learn to be PROACTIVE and not REACTIVE about my credit.

 

I am dying to know how my report has changed to account for such a jump: I am at the tail end of some horrid 120+ day lates falling off one rehabilitated student loan account. Last I looked (which was just about a week ago), I was still showing two 120+ that were consecutive. I had anticipated seeing the last of those two dropping off by this fall.

 

I would love to look at my report and see what the deal is, but I'm a real cheapskate these days. It's not worth the money to find out. Probably. LOL!

EX myFICO 850 - EQ myFICO 849 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 10 of 12