cancel
Showing results for 
Search instead for 
Did you mean: 

A bank gave me a mortgage!!

tag
jaf4776
Valued Member

A bank gave me a mortgage!!

I just wanted to say thank you to everyone on this site.  I am so grateful I found it and had the opportunity to read everyone’s stories and advice.  I started this process with a credit score well under 600.  I am not sure what my fico was but my fako was about 550.  After some hard work and determination, last Tuesday my husband and I closed on our first house.  A bank was actually willing to loan us a LOT of money.  I really didn’t think we would ever own our own home.  So thank you thank you thank you. 

Message 1 of 9
8 REPLIES 8
gdale6
Moderator Emeritus

Re: A bank gave me a mortgage!!

Congrats to your success and your new home Smiley Happy

Message 2 of 9
llecs
Moderator Emeritus

Re: A bank gave me a mortgage!!

Congrats! It was due to this site in large part that DW and I closed on our first home come 3 years ago this month. We started in the low to mid-500s and got the loan with a mid-score close to 700. Definitely the folks here were instrumental on that.

Message 3 of 9
diebadcredit6504
Regular Contributor

Re: A bank gave me a mortgage!!

Congrats!!! Great job...

EX - 522 (Oct 2013) 695 (May 2014)

TU FICO - 580 (Oct 2013) 680 (May 2014)

EQ - 509 - (Oct 2013) 672 (May 2014)
Message 4 of 9
randyrhodes
Established Contributor

Re: A bank gave me a mortgage!!

Congrats on your new home. Hopefully ill have similar results as you. we started with pretty close to the same score.
Message 5 of 9
Sheisaking
Contributor

Re: A bank gave me a mortgage!!

Congrats! That's really great! I'm waiting on my closing now. Hopefully, I will be able to post something similar this week.


Starting Score: 400s
Current Score: Equifax: 676, TransUnion: 710, Experian: 721
Goal Score: 750 or higher


Take the myFICO Fitness Challenge
Message 6 of 9
bman1029
Established Member

Re: A bank gave me a mortgage!!

Congrats!  Do you know what your scores that the lender pulled were?

Message 7 of 9
Whitneyy
Valued Contributor

Re: A bank gave me a mortgage!!

Congrats, what a wonderfull feeling!

GOAL - 700 FICO across the board!
Message 8 of 9
jaf4776
Valued Member

Re: A bank gave me a mortgage!!

My middle score was 661 (thats the one the lender used) and my husbands was 671. 

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.