Okay so I had my identity stolen from me before I was 18, so you can imagine how hard it was getting my little used car with no credit plus a derogretory mark.
Anyways took a couple of months of researching and reading this forums on what to do because at first I was making payments to this account that isn't mine just to get rid of it. Anyways I asked for a validation of debt they promised they would get back to me within 30 days, after 30 days I contacted them, saying they have failed to validate the debt in which I will get in contact with a lawyer if they refuse to remove the account, I also contacted the 3 bureaus and sent them copies of my letters and 30 months later, the account was gone. Or so I thought.
While that account has been gone, now 22, I have build my credit up faster than most at my age.
I was looking into a house after I pay off the little debt I owe.
UNTIL this account came up again, from a different collector.
I tried contacting via email but they rather me contact my assigned rep via phone. Suggestions?
