I just wanted to thank EVERYONE on this forum for the help, encouragement, and sharing the details of your credit rebuilding journeys. I was so discouraged when I began several months ago, but I have continued to work hard to achieve my credit goals. Today I was given the news that a Chase Freedom CC with a $2K limit is mine! Do you realize how great it feels to finally have a second top tier rewards CC in my credit arsenal after what I've gone thru? It couldn't have happened without the great people on Myfico and again I say: "THANK YOU"! To those starting out on the rebuild road, keep paying on time, pay more than the minimum, and NEVER give up! 