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Back in May 2015 my Vantascore acording to Credit Karma for Transunion was 459 and Equifax 486, after doing a lot of reading, and reading stories of how some of you guys over here got your scores up, I decided to fix my credit. It hasn't been easy but as of today my Vantascore for Transunion is 633 and Equifax 649, that has been the higher I have seen it since I enrolled in Credit Karma about 5 years ago. I wanna thank you all for your encouraging words.
@Anonymous wrote:
You really should get your real FICO's.
As of today, Fico8 EQ 618; TU 628; EX 617
Love it!! Im trying to get the there too but getting discourage. Trying to stay the course!
@Anonymous wrote:Love it!! Im trying to get the there too but getting discourage. Trying to stay the course!
Don't get discourage. If I could do it, with tons of collections, late payments and why nots, so can you.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:Love it!! Im trying to get the there too but getting discourage. Trying to stay the course!
Dont be discouraged, in november 2015 I had scores around 530 or so, and now I am averaging at 630-640. and have about 13k in revolving credit. and a brand new car 2016 Kia Sorento at 10percent apr. So I will say that do not give up...it takes time...trust me when i saw my low number in Nov 2015 I wanted to say "forget it" but I pushed on and now I am looking way better! So I know you can do it.
Thanks guys!! I moved forward today and got approval for Open Sky secured card today (fund it July 5)