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Regular Contributor
Posts: 142
Registered: ‎02-06-2009
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A little jealous rant…

So while in a meeting at work, I happened to look across the table at one of my coworkers and there it was. Her shiny blue Chase Sapphire was lying on the table in front of her! Just staring at me. How could she tease me that way? Why was it even there?? She didn't even notice me salivating over her card. If only I weren't working my way back from credit issues...It'll be at least 3-4 long years before I'd even dream of putting my name on a Chase Bank application For a moment, I was so overwhelmed with jealousy. She's so much younger than I am so I couldn't help but think of all the years I spent messing up. I learned the hard way how important credit really is. As I get older, paying for the mistakes of my younger years can be somewhat depressing. Oh Chase, I'm such a goodie two shoes now...why won't you show me some love?
NFCU Cash Rewards $14,000/FNBO Platinum $4,600/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $600/Neiman Marcus $3500/Saks5thAve $2250

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Frequent Contributor
Posts: 257
Registered: ‎04-03-2012
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Re: A little jealous rant…

Don't be jealous. Think of the whole ordeal as a journey, an experience, an obstacle that you're over coming which will give you a sense of accomplishment. Think of the future of all those who will benefit from what you've learned and the money management skills you've picked up which will help you when you retire. =) lol at least that's what I tell myself so I can sleep at night =p.
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Established Contributor
Posts: 573
Registered: ‎02-12-2011
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Re: A little jealous rant…

+1, now you have it under your belt. She won't know what to do with herself if she's ever in your position. You've got the experience to get through this and go into damage prevention mode should it happen again. If anything just look at her card as motivation for you in a while.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Re: A little jealous rant…

Let's just hope she isn't screwing up like we did.  Let's hope she is pampering her nice lil Saphire card and treating it well LOL ;-)

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Moderator
Posts: 12,952
Registered: ‎04-15-2011
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Re: A little jealous rant…

Set it as a goal, work torwards it.  You'll get there.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 142
Registered: ‎02-06-2009
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Re: A little jealous rant…

You all are absolutely right. I've learned more about finances and credit in the last 3 years than I've ever known...for her sake, I hope she never needs damage control.  A couple minutes of retail pleasure can lead to what seems like a lifetime of financial ruin.  Oh well, the storm is over now....For now, I guess I'll just slip my secured credit card under my pillow and wish for the credit card fairy to visit me soon enough. :smileytongue:

NFCU Cash Rewards $14,000/FNBO Platinum $4,600/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $600/Neiman Marcus $3500/Saks5thAve $2250

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013 :smileyhappy:
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Established Contributor
Posts: 573
Registered: ‎02-12-2011
0

Re: A little jealous rant…

Lol. Now that's funny. Keep that sense of humor and you'll be just fine.



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


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Regular Contributor
Posts: 107
Registered: ‎03-07-2013
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Re: A little jealous rant…

its my understandment that chase forgives bankruptcy after 10 years? correct?

Barclays TU: 760 MyFico EX: 746 EQ:?

Frequent Contributor
Posts: 349
Registered: ‎02-16-2013
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Re: A little jealous rant…

And to think, I'd be happy with a GE card! Sometimes you gotta start small, work your way up to the top. :smileyhappy:
2/16/13 Scores EX: 594, TU:513, EQ:563
Cap One Secured: $200, Kay's: $400

GOAL #1: 625
Frequent Contributor
Posts: 465
Registered: ‎02-14-2013
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Re: A little jealous rant…

GE small? I'm thrilled with my little Cap1 unsecured!! Thought I'd be in debit card land for another 3-4 yrs. No Chase Sapphire dreams yet, but Walmart does float in and out.

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