12-06-2012 10:39 AM
12-06-2012 11:50 AM
12-06-2012 12:15 PM
+1, now you have it under your belt. She won't know what to do with herself if she's ever in your position. You've got the experience to get through this and go into damage prevention mode should it happen again. If anything just look at her card as motivation for you in a while.
12-06-2012 12:20 PM
Let's just hope she isn't screwing up like we did. Let's hope she is pampering her nice lil Saphire card and treating it well LOL ;-)
12-06-2012 04:08 PM
Set it as a goal, work torwards it. You'll get there.
12-06-2012 04:21 PM
You all are absolutely right. I've learned more about finances and credit in the last 3 years than I've ever known...for her sake, I hope she never needs damage control. A couple minutes of retail pleasure can lead to what seems like a lifetime of financial ruin. Oh well, the storm is over now....For now, I guess I'll just slip my secured credit card under my pillow and wish for the credit card fairy to visit me soon enough.
12-06-2012 05:30 PM
Lol. Now that's funny. Keep that sense of humor and you'll be just fine.
03-10-2013 03:19 PM
its my understandment that chase forgives bankruptcy after 10 years? correct?
03-10-2013 04:05 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO