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I GWed Barclay's Bank for a CC that was a charge off but I paid them an offered settlement way back in March 2010. It was showing as a charge off. They called me numerous times and we were never able to connect, either played phone tag or the contact there was out of the office. They changed the way it was reporting. Almost like it backfired on me. It now says "Legally paid for less than the full amount" where it used to say, "charge off". They did remove some late payments.
Last late payment was Feb 2010, a 120 day late, then ND reported until May 2011, when a KD was reported. Can they do that so much later after it was settled? Is this KD in May 2011 hurting me? If so, what should I do? I guess I should try and connect with my contact at Barclay's this week and tell him the changes he made have hurt me more than before and see if he would take some more pity on me.
Any suggestions?
When did they made that comment change? May I'm guessing.
You are correct.
@Tooliebell wrote:You are correct.
That doesn't seem right to me, but I don't know a lot... Thats pretty much what I'm afraid of with one of my HSBC accounts. it says KD already but only on my Experian. How can they report a key derogatory all the way at that point... Did they already mark it as a charge off or was it just late marks up until you called?
Would you mine sharing(via PM) your Barclays contact info with me?