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no kidding... about that... did you just PIF with midland and dispute with the CRAs and they didn't respond?
Paid or not FP is going to be a tough fight for GWs or removals! Good luck!!!
Regarding Midland, I PIF as soon as they contacted me back in Aug 2011. Probably about 6 months ago I disputed them through the CRA's and they were gone from my report a week later. Never had to GW them or anything, so I guess I did get lucky. I'm not expecting much luck with the GW letter to First Premier, but figured it won't hurt to try and if not, It's set to fall off in a year.
I'll be happy just to have my balance on FP show a big goose egg. Can't wait for that to update on the CRA's!