Reply
Regular Contributor
Posts: 194
Registered: ‎03-19-2014
0

ACS GW info for lates?

Hi all- my husband has one lingering issue with his report now that all the baddies are pretty much gone- recent lates with ACS.  We have been current for 6 months now, and I know putting time in between is the best way to lessen the sting of those, but has anyone been successful is GW'ing lates?  its 3 of them- 60, 90, 120.  I know, horrible... but it was a rough time in life and I was hoping to have them removed.  If they don't then it is what it is, but I figured it can't hurt to try.  Thanks!

Our 2014 Rebuilding Log- Check Out Our Progress!
In Our Wallet: NFCU Cash Rewards $14k | NFCU LOC $15k | NFCU LOC $12k | NFCU Platinum Visa $8.5k | NFCU Platinum MC $1k Discover IT $1400 | Walmart Store Card $1.4k | Synchrony $1k | ToysRUs $500
Moderator
Posts: 13,890
Registered: ‎04-15-2011
0

Re: ACS GW info for lates?

No dealings with them, but I would try the GW route.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.