ACS INC Debt Collectors or Scam?

[Anonymous]

OK out of no where I have gotten an email from these people saying I owe them money from a loan I have this feeling that something is not good. I just gave them 200 they told me to put it on a greendot money pak I'm wondering if I should keep paying them and this is the first time they contact me I never have got mails or anything. They have said at the final payment they will send me a summary of everything. Idk what to do. Has anyone else having these issues with them?

[Anonymous]

in my opinon it sounds fishy asking for money on with a geendot money pak, as then funds will be untraceable. lets let some others chime in.

[Anonymous]

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@Anonymous wrote:
OK out of no where I have gotten an email from these people saying I owe them money from a loan I have this feeling that something is not good. I just gave them 200 they told me to put it on a greendot money pak I'm wondering if I should keep paying them and this is the first time they contact me I never have got mails or anything. They have said at the final payment they will send me a summary of everything. Idk what to do. Has anyone else having these issues with them?

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This is a scam! I've gotten emails from them before as well.  Please don't put any money on greendot money pak...these are used frequently by people who don't want the money to be traced. Also, pay close attention to the email. They dont address you by your name and give no specifics to what the "debt" really is. Curious to see if anyone else has received emails from them.

EDIT: Google the company name - has scam written all over it.

[Anonymous]

I have google it and there is no website nothing just spams about it.

[Anonymous]

Here is what they emailed me about
On Jul 11, 2014 11:25 AM, "ACS INC" <collection.debt.usa.payday@gmail.com> wrote:
ACCOUNT: D54-745812        
LOAN/DEBT INFORMATION
DUE AMOUNT-$955.75                      
LOAN COMPANY/LENDER - CASH ADVANCE
 
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
                   
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
 
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
 
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
 
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
 
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
 
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 0830 to 1830 (EST)
 
Regards,
ACS INCORP.
Copyright © 2006 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation

[Anonymous]

That is the exact email I received from them. A legitimate company will not ask you to pay them with a greendot money pack. If this company cannot provide you details of what you're paying for before you fork over money, something's up.

[0REDSOX7]

Scam.

Email is not a legal way to communicate with regards to debt collection.

[gdale6]

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@0REDSOX7 wrote:
Scam.

Email is not a legal way to communicate with regards to debt collection.

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+1

[gdale6]

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@Anonymous wrote:
Here is what they emailed me about
@on Jul 11, 2014 11:25 AM, "ACS INC" <collection.debt.usa.payday@gmail.com> wrote:
ACCOUNT: D54-745812        
LOAN/DEBT INFORMATION
DUE AMOUNT-$955.75                      
LOAN COMPANY/LENDER - CASH ADVANCE
 
We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
                   
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
 
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
 
Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
 
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
 
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.
 
We believe that this was not your intent and that these steps are unnecessary. IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH AN EMAIL BETWEEN WORKING HOUR from 0830 to 1830 (EST)
 
Regards,
ACS INCORP.
Copyright © 2006 ACS INC | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation

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Turn this entire fraud over to your states AG and the FTC.

[Anonymous]

I am going to find that ag and the ftc and go show it to them what these people are doing is not right I have 3 little onestho ttake care and they took my money just like nothing.