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Established Member
megan8110
Posts: 14
Registered: ‎06-26-2012
0

ACS/Wells Fargo Student Loan Deleted?

Hi All!  I just had a quick question.  Not sure if what has happened is a good or bad?  I just updated my CR through TU, and as I was looking through it, I noticed that my ACS/Wells fargo student loan no longer is showing up?? I'm still currently paying on it, my balance is around 2k. I'm just wondering what could've happened?  I've GW'd this past fall via email and I never heard anything back. I had 1 60 day and 1 90 day late showing up on it.  I'm just curious if this has happened to anyone else before? If this is a good or bad thing that has happened?  Don't worry, I'm going to continue to pay it until it is paid off.

 

Thank you for any insight into this! I appreciate it!

myFICO EQ 10/03 607

FAKO's: TU 699 10/04
EX 661 09/14
EQ 621 09/14
Goal: 700+ across the board

Trying to figure out what to put in my pocket, nothing is there right now.
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: ACS/Wells Fargo Student Loan Deleted?

The 90 day late was a major derog.  It's good it's gone.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012
0

Re: ACS/Wells Fargo Student Loan Deleted?

YES! It happened to me on 2/16.  And another member around then also - there is a thread on the Student Loan board about it..

 

TU is the only CR that it's fell off of so I fully expect it to be added whenever ACS sends it's next round of updates in.   And if not then bonus for me and I'm keeping my mouth shut haha!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Member
megan8110
Posts: 14
Registered: ‎06-26-2012
0

Re: ACS/Wells Fargo Student Loan Deleted?

Shogun, i couldn't agree more!! Now to see if it will stay off :smileyhappy:

 

Awdsmama, I'll go check out that thread right now! it makes me feel a little better this didn't only happen to me?!! hopefully it will stay off but I'm not going to get my hopes up.

myFICO EQ 10/03 607

FAKO's: TU 699 10/04
EX 661 09/14
EQ 621 09/14
Goal: 700+ across the board

Trying to figure out what to put in my pocket, nothing is there right now.
Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012
0

Re: ACS/Wells Fargo Student Loan Deleted?

It happened to me also!  3 ACS accounts that were in rehab deleted off of my TU report after several "no" responses to GW requests.  I just made my 9th payment on Feb 15 so I thought that was the reason.  They are still listed on my EQ and EX report.  It gave me a nice 20 point jump.

 

 

New Contributor
ABuckNow
Posts: 107
Registered: ‎03-03-2013
0

Re: ACS/Wells Fargo Student Loan Deleted?

What contact info did you all use for GW letters to ACS? I have a year + of ontime payments but some 60-90-120 older stuff I'd *love* to get deleted.

Any tips appreciate, thank you!

New Member
MikeH7
Posts: 3
Registered: ‎05-28-2013
0

Re: ACS/Wells Fargo Student Loan Deleted?

I am dealing with a 120 late from a couple years ago. Am current now, but trying to get a GW letter out. I would appreciate the email contact if possible. Thx.

New Member
kswim
Posts: 5
Registered: ‎05-14-2013
0

Re: ACS/Wells Fargo Student Loan Deleted?

Did anybody get the contact at ACS, if so could you please send it to me?  I have been trying to get lates of my credit score for almost 6 months now.


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