Rebuilding Your Credit

[megan8110]

Hi All!  I just had a quick question.  Not sure if what has happened is a good or bad?  I just updated my CR through TU, and as I was looking through it, I noticed that my ACS/Wells fargo student loan no longer is showing up?? I'm still currently paying on it, my balance is around 2k. I'm just wondering what could've happened?  I've GW'd this past fall via email and I never heard anything back. I had 1 60 day and 1 90 day late showing up on it.  I'm just curious if this has happened to anyone else before? If this is a good or bad thing that has happened?  Don't worry, I'm going to continue to pay it until it is paid off.

Thank you for any insight into this! I appreciate it!

[Shogun]

The 90 day late was a major derog.  It's good it's gone.

[awdsmama]

YES! It happened to me on 2/16.  And another member around then also - there is a thread on the Student Loan board about it..

TU is the only CR that it's fell off of so I fully expect it to be added whenever ACS sends it's next round of updates in.   And if not then bonus for me and I'm keeping my mouth shut haha!

[megan8110]

Shogun, i couldn't agree more!! Now to see if it will stay off

Awdsmama, I'll go check out that thread right now! it makes me feel a little better this didn't only happen to me?!! hopefully it will stay off but I'm not going to get my hopes up.

[Tay09]

It happened to me also!  3 ACS accounts that were in rehab deleted off of my TU report after several "no" responses to GW requests.  I just made my 9th payment on Feb 15 so I thought that was the reason.  They are still listed on my EQ and EX report.  It gave me a nice 20 point jump.

[ABuckNow]

What contact info did you all use for GW letters to ACS? I have a year + of ontime payments but some 60-90-120 older stuff I'd *love* to get deleted.

Any tips appreciate, thank you!

[MikeH7]

I am dealing with a 120 late from a couple years ago. Am current now, but trying to get a GW letter out. I would appreciate the email contact if possible. Thx.

[kswim]

Did anybody get the contact at ACS, if so could you please send it to me?  I have been trying to get lates of my credit score for almost 6 months now.