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Does anyone have any recent experience with PFD through these guys? The forum search pulls most recent posts at around October '16. I have worked valiently on my own on my collections just through lurking this board and had 5/6 collectiions removed last month alone from disputing.
Unfortunatly, this is my largest balance at $1,240. Research shows they will only do a PFD if I offer to pay in full.
Just looking for some back and forth conversation from people who have delt with these guys. Thanks!
The debt originated in 2014. Haven't talked to a rep yet and its the one thing on my report I didn't dispute. I'd love to work something out but am just trying to do my research so I can be prepared. I'm only 1 month into a re-build so i'm just scratching the surface
I received a pay day loan with Speedy Cash about 2 years ago. Just recently around August 2nd, a collection from AD Astra Recovery Services showed up on my account. I read other forums that stated they do pretty well with PFD. I called on August 3rd and asked could they delete the account if I paid in full, at first the representative told me they did not do PFD. I told her, okay well I'll call back. because I know if they don't remove the negative item that it continues to negatively affect my score. She asks me to hold so she can speak with a manager, she then comes back and asks why did the bill go into collections. I explain that I was a college student having a hard time during that time frame. She places me on another hold, comes back and says my manager agreed to delete the account for full payment. I asked could I have this statement in writing she said no because it was against company policy, but that the call was recorded and I would receive a receipt of payment within 7 days, and that the account would be removed within 30 days.
I am still waiting to receive the receipt, I will keep you updated on if the account gets deleted. I'd suggest calling them just to give it a shot.
Please Do! Thanks for the info
Yes, please keep us updated.
Thanks for the update!
Does anyone have an email contacr for them?
No sorry I don't, I just contacted the number listed on my credit report. Im still playing the waiting game and hoping that it will be removed. My lender just did a rapid rescore so I am truly hoping this collection is gone.