AFNI COLLECTIONS REMOVED-- ONLY TOOK ONE EMAIL! BOOOOOOM!!!!

[Anonymous]

This place continues to be an invaluable resource. I can second that I attempted to get a collection with Afni removed from my CR and they removed it with one email. Thanks luvtlh before this thread I didn't even think that would occur👍🏽

[Anonymous]

One question though, how long did it actually take for the CRA to remove the collection? I know the email I received said 30-60 days.

[Anonymous]

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@Anonymous wrote:
One question though, how long did it actually take for the CRA to remove the collection? I know the email I received said 30-60 days.

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You're welcome! Glad it worked out for you!! I never received a response from them. I just noticed the next day when I updated my Credit Karma reports that they were gone. I officially got a letter from them about a week later stating they were removing the accounts from my CRA. My scores skyrocketed afterwards and that made me extremely happy! 

[Anonymous]

Well they work fast indeed!! I received an alert today from my fico the collection has been removed from trans Union and I received a 21 point jump which out my score into the good category at 677. So thankful for this site and all the great advice. The goal is to get a mortgage after my 2 year bk layoff is over!!

[Anonymous]

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@Anonymous wrote:
Well they work fast indeed!! I received an alert today from my fico the collection has been removed from trans Union and I received a 21 point jump which out my score into the good category at 677. So thankful for this site and all the great advice. The goal is to get a mortgage after my 2 year bk layoff is over!!

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That's awesome! My TU score went up 32pts (I had two AFNI accts removed) and my mortgage score went up 52 pts! Once all agencies remove your collection, pull a 3B report to see how much your mortgage scores have increased. At least that's what I did. Good luck with your home purchase! 

[Anonymous]

Could you PM me the email address you used? I've got one I paid in full years ago I successfully had removed by direct dispute with TU and EQ but is still on my EX report. It's my only derog and I reeeeally need to have it removed. I got denied a small loan today and was hoping to apply for a better points card in the near future. 

[Anonymous]

I dug a little deeper on here and learned to search a bit and sent a few emails out. Wish me luck. If it doesn't work I have a strongly worded full media validation request I will send CMRRR on Friday. 

[Anonymous]

My email worked! They sent me an email two days later saying it would be deleted with the deletion letter attached as a .pdf! So grateful for these forums!

[Anonymous]

DW has a collection from ANFI that just showed up on her report. I'm debating a PFD or should we just pay it and send a GW email? Did anyone send a DV letter first? She doesn't remember having an account with Century Link, but DW is also known to have selective memory.

[Anonymous]

I disputed it initially. Of course it came back as valid. I just paid it. About 3mths after paying them I sent GW emails and CMRR Letters. Still with no response. I finally searched the net and found emails to execs. Emailed them and the collections were removed the next day. Btw, AFNI does not do PFD. That would be a waste of time.