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AFNI - PFD Denied

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SouthernGirl819
Valued Member

AFNI - PFD Denied

I emailed AFNI for an old T-Mobile account posted on my Hubby's CR. I offered 50% of the balance. They accepted the settlement, but said they don't PFD. Any suggesstions on dealing with them?

Beginning Scores: EQ 487 EP 527 TU 567 June 2013
Updated EQ Score: 524 as of 07/09/13
Updated Scores: FAKO - EQ 553 EX 595 TU 610
FICO EQ 501 EX 580
Goal: 700+ club
I'm Motivated!!! Thanks to all member's of myFICO!
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Shogun
Moderator Emeritus

Re: AFNI - PFD Denied

You say it's old.  How old?  Is it past the SOL?  That might give you a little leverage in dealing with them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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