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AFNI PIF now Bay Area Collections trying to collect

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Anonymous
Not applicable
‎10-12-2012 04:44 PM
‎10-12-2012 04:44 PM

AFNI PIF now Bay Area Collections trying to collect

Geez...What a day. My lender pulled my credit since I told him that AFNI deleted after they were PIF. Now the same collection is popping up on TU with another company-Bay Area Collections. I am not sure how to tackle this issue. AFNI was paid, so why are these jokers trying to collect? Do I try to get them to verify? Dispute through TU? I am not sure where to start.  I appreciate any help!

Message 1 of 5
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4 REPLIES 4
Shogun
Moderator Emeritus
‎10-12-2012 09:36 PM
‎10-12-2012 09:36 PM

Re: AFNI PIF now Bay Area Collections trying to collect

Send them a DV.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 5
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Anonymous
Not applicable
‎10-12-2012 11:16 PM
‎10-12-2012 11:16 PM

Re: AFNI PIF now Bay Area Collections trying to collect

Thanks. I appreciate the help. I was feeling a bit defeated today. One step forward and ten back!
Message 3 of 5
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Anonymous
Not applicable
‎10-15-2012 03:18 PM
‎10-15-2012 03:18 PM

Re: AFNI PIF now Bay Area Collections trying to collect

Happy Dance! I emailed the president of Bay Area Credit Services and in 5 minutes got this sucker deleted! Thanks for your help Smiley Very Happy

Message 4 of 5
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Shogun
Moderator Emeritus
‎10-15-2012 03:20 PM
‎10-15-2012 03:20 PM

Re: AFNI PIF now Bay Area Collections trying to collect

Oh yeah!!!!  Happy dance indeed.  Congrats!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 5
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