Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 216
Registered: ‎09-25-2012
0

AFNI and Dish Network Account

Hello,

 

I received a dunning notice today from AFNI, collecting on behalf of DishNetwork (the OC). Same account was previously reported by two other CAs - both deleted after DV and disputes. 

 

Now, AFNI sent this letter though they have not reported to the CRAs.  Debt appears valid, though I have to contact a former renter who was responsible for the payments. Account was closed last year (2011) and therefore still within SOL.

 

I want to:

 

-- Send AFNI a DV, and then if verified, proceed with a payment plan to pay the account in full 

 

OR

 

-- Contact DishNetwork and pay the account.

 

What would you advice - I do not want it to get to my CRs.

 

Cheers, Oyiwaa

font=times new roman,times,serif][color=#0000ff][b]Current FICO Scores (Feb 2016)[/b][/color][/font]
[size=3][font=times new roman,times,serif][b]EX FICO-8 (AMEX) = [i]647[/i][/b]
[b]TU FICO-8 (Discover) = [i]640[/i][/b]
[b]EQ FICO-5 (DCU) = [i]654[/i][/b][/font][/size]

[font=times new roman,times,serif][color=#ff0000][b]Personal Credit[/b][/color][/font]
[LIST]
[*][size=3]B[font=times new roman,times,serif]arclaysMC: $750 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Merrick Bank: $700[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitalOneMC: $400 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Milestone: $300[/font][/size][/font][/size] [/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitaloneMC-Secured: $700 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Kohls=$400[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Amazon Chase: $2500 Macys: $100[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]BestBuy MC: $2000 JC Penny: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]DCU Visa: $3000 Walmart: $300[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]WellsFargoVisa: $800 Lowe's: $400[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Discover: $5000 HomeDepot: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]AmericanExpress-Costco: $2000 NissanMAC (3.5%) Auto Loan: $40,000 + Mortgage[/font][/size][/*]
[/LIST]
Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
0

Re: AFNI and Dish Network Account

If you are able to pay the OC, then do that.

 

If not, contact AFNI and see if they will do a PFD. They likely will but get it in writing.

Scores: about 700 across the board
Total CL: $275k
Highlighted
Regular Contributor
Posts: 216
Registered: ‎09-25-2012
0

Re: AFNI and Dish Network Account

Thanks - 

 

AFNI is currently not reporting. I am interested in using installment plan to Pay In Full (to either the OC or AFNI)  so long as they (AFNI) do NOT report the account to the CRAs. 

 

How best do I accomplish that?  I can send a PFD, but I thought those are to be used for accounts that are being reported to the CRAs.  So, should I just send a letter to the OC with my first payment (money order) and promising to send the others?  Would that prevent them from reporting to the CRAs?

 

cheers, Oyiwaa

font=times new roman,times,serif][color=#0000ff][b]Current FICO Scores (Feb 2016)[/b][/color][/font]
[size=3][font=times new roman,times,serif][b]EX FICO-8 (AMEX) = [i]647[/i][/b]
[b]TU FICO-8 (Discover) = [i]640[/i][/b]
[b]EQ FICO-5 (DCU) = [i]654[/i][/b][/font][/size]

[font=times new roman,times,serif][color=#ff0000][b]Personal Credit[/b][/color][/font]
[LIST]
[*][size=3]B[font=times new roman,times,serif]arclaysMC: $750 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Merrick Bank: $700[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitalOneMC: $400 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Milestone: $300[/font][/size][/font][/size] [/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitaloneMC-Secured: $700 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Kohls=$400[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Amazon Chase: $2500 Macys: $100[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]BestBuy MC: $2000 JC Penny: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]DCU Visa: $3000 Walmart: $300[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]WellsFargoVisa: $800 Lowe's: $400[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Discover: $5000 HomeDepot: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]AmericanExpress-Costco: $2000 NissanMAC (3.5%) Auto Loan: $40,000 + Mortgage[/font][/size][/*]
[/LIST]

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.