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Regular Contributor
Posts: 212
Registered: ‎09-25-2012
0

AFNI and Dish Network Account

Hello,

 

I received a dunning notice today from AFNI, collecting on behalf of DishNetwork (the OC). Same account was previously reported by two other CAs - both deleted after DV and disputes. 

 

Now, AFNI sent this letter though they have not reported to the CRAs.  Debt appears valid, though I have to contact a former renter who was responsible for the payments. Account was closed last year (2011) and therefore still within SOL.

 

I want to:

 

-- Send AFNI a DV, and then if verified, proceed with a payment plan to pay the account in full 

 

OR

 

-- Contact DishNetwork and pay the account.

 

What would you advice - I do not want it to get to my CRs.

 

Cheers, Oyiwaa


Starting Score: USAA-FACO(10/2012) - EX=498 / EQ = 498 / TU = 508
Recent Scores:
myFICO - Jun-2013: EX=595 / EQ = 582 / TU = 649
myFICO - Nov-2013: EX=634 / EQ = 649 / TU = 666
LenderPull - Nov-2013: EX=682 / EQ=649 /TU=687

Goal Score: 700


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WALLET (Secured):  Capital One: $700  --- WellsFargo: $300 --- CapitalBank: $300

Valued Contributor
Posts: 1,493
Registered: ‎08-30-2012
0

Re: AFNI and Dish Network Account

If you are able to pay the OC, then do that.

 

If not, contact AFNI and see if they will do a PFD. They likely will but get it in writing.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
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Regular Contributor
Posts: 212
Registered: ‎09-25-2012
0

Re: AFNI and Dish Network Account

Thanks - 

 

AFNI is currently not reporting. I am interested in using installment plan to Pay In Full (to either the OC or AFNI)  so long as they (AFNI) do NOT report the account to the CRAs. 

 

How best do I accomplish that?  I can send a PFD, but I thought those are to be used for accounts that are being reported to the CRAs.  So, should I just send a letter to the OC with my first payment (money order) and promising to send the others?  Would that prevent them from reporting to the CRAs?

 

cheers, Oyiwaa


Starting Score: USAA-FACO(10/2012) - EX=498 / EQ = 498 / TU = 508
Recent Scores:
myFICO - Jun-2013: EX=595 / EQ = 582 / TU = 649
myFICO - Nov-2013: EX=634 / EQ = 649 / TU = 666
LenderPull - Nov-2013: EX=682 / EQ=649 /TU=687

Goal Score: 700


Take the myFICO Fitness Challenge

WALLET (Secured):  Capital One: $700  --- WellsFargo: $300 --- CapitalBank: $300

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