AFNI and No Validation

[Anonymous]

Hi Everyone,

I emailed and wrote AFNI for a DV on a small debt and I did not get anything back. What should be my next course of action. Happy New Year to everyone :-)

[MarineVietVet]

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@Anonymous wrote:

Hi Everyone,

I emailed and wrote AFNI for a DV on a small debt and I did not get anything back. What should be my next course of action. Happy New Year to everyone :-)

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Hello.

How long ago did you send the DV? Also be aware that unless you live in Texas a CA has no time limit to respond to a DV but until they do collection activity must stop.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

It has been over 2 months, should I write a letter(s) to the credit bureaus?

[MarineVietVet]

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@Anonymous wrote:

It has been over 2 months, should I write a letter(s) to the credit bureaus?

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There's nothing the CRA's can do. As I said a CA never has to answer a DV unless you live in Texas.

If it's been 2 months I see nothing wrong with writing them again but I don't see what else you can do.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[jsully87]

I live in Texas and send a DV letter -- nothing in 30 days -- has been like two months now. Still showing on my report at validated...

[MarineVietVet]

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@jsully87 wrote:

I live in Texas and send a DV letter -- nothing in 30 days -- has been like two months now. Still showing on my report at validated...

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Hello and welcome.

Then the CA is in violation of Texas consumer law. You need to contact the AG of Texas. The 30 day limit is in Sec. 392.202. of the Texas Finance Code.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".