Rebuilding Your Credit

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Established Contributor
madmann26
Posts: 1,025
Registered: ‎08-30-2012

AFNI - boom

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‎09-07-2012 01:34 PM

I sent them a DV this morning. Below is their response: /does happy dance

Dear xxxx

Thank you for your inquiry. We are no longer handling the account. You will need to contact xxxx regarding the account. We have filed a request with all 3 major credit reporting agencies to delete the listing by Afni from your credit report.

Customer Relations Specialist

Recovery Team │ Receivables Management
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 642 EQ 658 FICO 5/13/2013 EXP 657
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC; Chase Freedom $500
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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Mega Contributor
RobertEG
Posts: 14,723
Registered: ‎03-19-2007

Re: AFNI - boom

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‎09-07-2012 01:44 PM

Great... however, if unpaid, the debt is still lingering out there.

If passed to a new debt collector, a new collection may reappear.

Then the process starts anew.  Hopefully, that won't occur.

 

Be on the lookout for credit inquiries by a new debt collector, which will give warning of their sniffing and potential reporting.

If you become aware of a new debt collector, such as by an inquiry or a call to you prior to any reporting, try to get their address.

You can then send an immediate DV, thus blocking any reporting until they have provided debt verification.

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Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012

Re: AFNI - boom

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‎09-07-2012 02:05 PM

I'm jealous! They verified mine. :smileysad: Good luck!

Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.
Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
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Shogun
Posts: 7,617
Registered: ‎04-15-2011

Re: AFNI - boom

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‎09-07-2012 02:12 PM

You rock!   Congrats!

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Valued Member
deemutz
Posts: 40
Registered: ‎06-11-2011

Re: AFNI - boom

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‎09-07-2012 03:07 PM

grats :smileyhappy: .. you are second AFNI i read today. what email address did you use?


Starting Score 12-2011: EX 640 FAKO TU 550 FAKO 6-2011
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720

Take the FICO Fitness Challenge
In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
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Established Contributor
madmann26
Posts: 1,025
Registered: ‎08-30-2012

Re: AFNI - boom

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‎09-07-2012 03:14 PM

Recoveryteam@afni.com
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 642 EQ 658 FICO 5/13/2013 EXP 657
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC; Chase Freedom $500
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 6 of 9 (284 Views)
 
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Valued Member
deemutz
Posts: 40
Registered: ‎06-11-2011

Re: AFNI - boom

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‎09-07-2012 03:23 PM

cool thx....i got one they have no record of but having hard time removing via snail mail


Starting Score 12-2011: EX 640 FAKO TU 550 FAKO 6-2011
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720

Take the FICO Fitness Challenge
In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
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Established Contributor
madmann26
Posts: 1,025
Registered: ‎08-30-2012

Re: AFNI - boom

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‎09-10-2012 07:21 AM

I can confirm that it is gone from my EX and TU reports. It's still on my EQ report though but I here that takes a bit more time to remove.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 642 EQ 658 FICO 5/13/2013 EXP 657
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC; Chase Freedom $500
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 8 of 9 (211 Views)
 
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Established Member
rubberman365
Posts: 43
Registered: ‎10-13-2012

Re: AFNI - boom

[ Edited ]
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‎12-13-2012 01:01 AM - edited ‎12-13-2012 02:03 AM

maybe u could provide me with the email addy u used & maybe the format of your letter, Thanks.

Have a blessed day! =)
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