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Established Member
Posts: 19
Registered: ‎10-25-2011
0

AFNI - driving me nuts

Earlier this year, I paid an AFNI collection in full, but the collection was still showing as unpaid on my credit reports.  I sent an email to their public email address asking them  to please update the account as paid with the CRAs  I didn't mention anything about a deletion.  The next day they responded saying they would delete the listing from all 3 credit reporting bureaus.  This was back in early July and the collection is still showing on my reports, and unpaid at that.

 

Just curious if anyone else has had similar issues with these dudes and what they did about it.

 

Thanks

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: AFNI - driving me nuts

Politely remind them. Mine was gone the next day.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
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Established Member
Posts: 19
Registered: ‎10-25-2011
0

Re: AFNI - driving me nuts

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.

Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: AFNI - driving me nuts

Awesome!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
Posts: 309
Registered: ‎04-04-2012
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Re: AFNI - driving me nuts


KitriPrincess wrote:

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.


Awesome!  Congratulations!

 

Epic Contributor
Posts: 20,893
Registered: ‎03-19-2007
0

Re: AFNI - driving me nuts

There is litle that can be done about an informal statement of intent to delete.

As for updating the balance to reflect paid, it is a disputable inaccuracy, and they were required under FCRA 623(a)(2) to have promtply updated the information.

A dispute compels a response within 30 days.

Moderator
Posts: 13,890
Registered: ‎04-15-2011
0

Re: AFNI - driving me nuts

+1 RobertEG.....  But, a deletion is WAY better!   Congrats!!!!

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