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AFNI - driving me nuts

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Established Member

AFNI - driving me nuts

Earlier this year, I paid an AFNI collection in full, but the collection was still showing as unpaid on my credit reports.  I sent an email to their public email address asking them  to please update the account as paid with the CRAs  I didn't mention anything about a deletion.  The next day they responded saying they would delete the listing from all 3 credit reporting bureaus.  This was back in early July and the collection is still showing on my reports, and unpaid at that.

 

Just curious if anyone else has had similar issues with these dudes and what they did about it.

 

Thanks

6 REPLIES
Valued Contributor

Re: AFNI - driving me nuts

Politely remind them. Mine was gone the next day.

Scores: about 700 across the board
Total CL: $275k
Established Member

Re: AFNI - driving me nuts

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.

Established Contributor

Re: AFNI - driving me nuts

Awesome!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor

Re: AFNI - driving me nuts


KitriPrincess wrote:

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.


Awesome!  Congratulations!

 

Community Leader
Epic Contributor

Re: AFNI - driving me nuts

There is litle that can be done about an informal statement of intent to delete.

As for updating the balance to reflect paid, it is a disputable inaccuracy, and they were required under FCRA 623(a)(2) to have promtply updated the information.

A dispute compels a response within 30 days.

Moderator Emeritus

Re: AFNI - driving me nuts

+1 RobertEG.....  But, a deletion is WAY better!   Congrats!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.