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Established Member
KitriPrincess
Posts: 19
Registered: ‎10-25-2011
0

AFNI - driving me nuts

Earlier this year, I paid an AFNI collection in full, but the collection was still showing as unpaid on my credit reports.  I sent an email to their public email address asking them  to please update the account as paid with the CRAs  I didn't mention anything about a deletion.  The next day they responded saying they would delete the listing from all 3 credit reporting bureaus.  This was back in early July and the collection is still showing on my reports, and unpaid at that.

 

Just curious if anyone else has had similar issues with these dudes and what they did about it.

 

Thanks

Valued Contributor
madmann26
Posts: 1,459
Registered: ‎08-30-2012
0

Re: AFNI - driving me nuts

Politely remind them. Mine was gone the next day.


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Established Member
KitriPrincess
Posts: 19
Registered: ‎10-25-2011
0

Re: AFNI - driving me nuts

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.

Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: AFNI - driving me nuts

Awesome!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
fuzzybean
Posts: 309
Registered: ‎04-04-2012
0

Re: AFNI - driving me nuts


KitriPrincess wrote:

Thanks - that did the trick!  They finally deleted the item which resulted in a sweet 44 point increase on my EQ score.


Awesome!  Congratulations!

 

Mega Contributor
RobertEG
Posts: 18,543
Registered: ‎03-19-2007
0

Re: AFNI - driving me nuts

There is litle that can be done about an informal statement of intent to delete.

As for updating the balance to reflect paid, it is a disputable inaccuracy, and they were required under FCRA 623(a)(2) to have promtply updated the information.

A dispute compels a response within 30 days.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: AFNI - driving me nuts

+1 RobertEG.....  But, a deletion is WAY better!   Congrats!!!!


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