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WELL it appears I really do owe this debt, haha. I have two collections from AFNI on my cr. I sent a debt validation letter to recoveryteam@afni.com. They responded and validated in about 2 hours!
I immediately responded with a PFD settlement offer, about 40% on one and 20% on the other. These fall off April and June of 2014 so I want them off. I guess we will see what happens, but I bet they decline. -__-
I'll update when I hear back.
WELL THAT WAS QUICK!
They said this:
Thank you for your inquiry. Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts. We do not exchange credit deletions for payments.
Customer Relations Specialist
Recovery Team │ Receivables Management
ANY SUGGESTIONS?
Wait a few days and try again. Mail your PFDs too.
@novabama wrote:WELL THAT WAS QUICK!
They said this:
Thank you for your inquiry. Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts. We do not exchange credit deletions for payments.
Customer Relations Specialist
Recovery Team │ Receivables Management
ANY SUGGESTIONS?
Just sent you PM!
thanks llecs, I already mailed them off today. Ironically I got a letter in the mail today from them that offered a settlement for 49 bucks, which is what I offered them in the PFD lol! So now I'm going to reword my PFD to mail them that says I'm agreeing to their settlement if they delete.
Thanks John! What exactly would you suggest I say to him? I don't want to reset the SOL and admit that the debt is mine!
Very good... Keep trying!
these guys are rough to deal with? been working em for over 2 months with little sucess?