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Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

AFNI grrrrr

WELL it appears I really do owe this debt, haha. I have two collections from AFNI on my cr. I sent a debt validation letter to recoveryteam@afni.com. They responded and validated in about 2 hours!

 

I immediately responded with a PFD settlement offer, about 40% on one and 20% on the other. These fall off April and June of 2014 so I want them off. I guess we will see what happens, but I bet they decline. -__-

 

I'll update when I hear back. :catfrustrated:


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: AFNI grrrrr

WELL THAT WAS QUICK! 

 

They said this:

 

Thank you for your inquiry.  Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts.  We do not exchange credit deletions for payments.

 

 

Customer Relations Specialist

Recovery Team │ Receivables Management

 

ANY SUGGESTIONS?


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: AFNI grrrrr

Wait a few days and try again. Mail your PFDs too.

Frequent Contributor
Posts: 402
Registered: ‎02-23-2012
0

Re: AFNI grrrrr


novabama wrote:

WELL THAT WAS QUICK! 

 

They said this:

 

Thank you for your inquiry.  Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts.  We do not exchange credit deletions for payments.

 

 

Customer Relations Specialist

Recovery Team │ Receivables Management

 

ANY SUGGESTIONS?


Just sent you PM!

 


Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)
Current Score: TU:632 (06/21/2012) - EQ:672 (06/21/2012)
Goal Score: 740


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Frequent Contributor
Posts: 305
Registered: ‎08-24-2012
0

Re: AFNI grrrrr

thanks llecs, I already mailed them off today. Ironically I got a letter in the mail today from them that offered a settlement for 49 bucks, which is what I offered them in the PFD lol! So now I'm going to reword my PFD to mail them that says I'm agreeing to their settlement if they delete. :smileytongue:

 

Thanks John! What exactly would you suggest I say to him? I don't want to reset the SOL and admit that the debt is mine! :smileysurprised:


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Moderator
Posts: 13,761
Registered: ‎04-15-2011
0

Re: AFNI grrrrr

Very good...  Keep trying!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Member
Posts: 43
Registered: ‎10-13-2012
0

Re: AFNI grrrrr

[ Edited ]

these guys are rough to deal with? been working em for over 2 months with little sucess?

Have a blessed day! =)
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