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AFNI grrrrr

Frequent Contributor

AFNI grrrrr

WELL it appears I really do owe this debt, haha. I have two collections from AFNI on my cr. I sent a debt validation letter to recoveryteam@afni.com. They responded and validated in about 2 hours!

 

I immediately responded with a PFD settlement offer, about 40% on one and 20% on the other. These fall off April and June of 2014 so I want them off. I guess we will see what happens, but I bet they decline. -__-

 

I'll update when I hear back. Cat Frustrated


Goal Score: 700
Message 1 of 7
6 REPLIES
Frequent Contributor

Re: AFNI grrrrr

WELL THAT WAS QUICK! 

 

They said this:

 

Thank you for your inquiry.  Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts.  We do not exchange credit deletions for payments.

 

 

Customer Relations Specialist

Recovery Team │ Receivables Management

 

ANY SUGGESTIONS?


Goal Score: 700
Message 2 of 7
Moderator Emeritus

Re: AFNI grrrrr

Wait a few days and try again. Mail your PFDs too.

Message 3 of 7
Frequent Contributor

Re: AFNI grrrrr


novabama wrote:

WELL THAT WAS QUICK! 

 

They said this:

 

Thank you for your inquiry.  Your account will be reported to all 3 major credit reporting agencies as closed and paid after a payment of the balance due posts.  We do not exchange credit deletions for payments.

 

 

Customer Relations Specialist

Recovery Team │ Receivables Management

 

ANY SUGGESTIONS?


Just sent you PM!

 


Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)
Current Score: TU:632 (06/21/2012) - EQ:672 (06/21/2012)
Goal Score: 740


Take the FICO Fitness Challenge
Message 4 of 7
Frequent Contributor

Re: AFNI grrrrr

thanks llecs, I already mailed them off today. Ironically I got a letter in the mail today from them that offered a settlement for 49 bucks, which is what I offered them in the PFD lol! So now I'm going to reword my PFD to mail them that says I'm agreeing to their settlement if they delete. Smiley Tongue

 

Thanks John! What exactly would you suggest I say to him? I don't want to reset the SOL and admit that the debt is mine! Smiley Surprised


Goal Score: 700
Message 5 of 7
Moderator Emeritus

Re: AFNI grrrrr

Very good...  Keep trying!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 7
Established Member

Re: AFNI grrrrr

these guys are rough to deal with? been working em for over 2 months with little sucess?

Have a blessed day! =)
Message 7 of 7