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AFNI is ignoring me!

Regular Contributor

Re: AFNI is ignoring me!

Try paying in full or settle it, and then GW.  I settled for less, and got it deleted with GW within a week.  Don't go the BBB route unless you are certain something is invalid about the debt - that may only harden their resolve to NOT delete, even if it is paid.


all the best - Oyiwaa

font=times new roman,times,serif][color=#0000ff][b]Current FICO Scores (Feb 2016)[/b][/color][/font]
[size=3][font=times new roman,times,serif][b]EX FICO-8 (AMEX) = [i]647[/i][/b]
[b]TU FICO-8 (Discover) = [i]640[/i][/b]
[b]EQ FICO-5 (DCU) = [i]654[/i][/b][/font][/size]

[font=times new roman,times,serif][color=#ff0000][b]Personal Credit[/b][/color][/font]
[*][size=3]B[font=times new roman,times,serif]arclaysMC: $750 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Merrick Bank: $700[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitalOneMC: $400 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Milestone: $300[/font][/size][/font][/size] [/font][/size][/*]
[*][size=3][font=times new roman,times,serif]CapitaloneMC-Secured: $700 [size=3][font=times new roman,times,serif][size=3][font=times new roman,times,serif]Kohls=$400[/font][/size][/font][/size][/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Amazon Chase: $2500 Macys: $100[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]BestBuy MC: $2000 JC Penny: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]DCU Visa: $3000 Walmart: $300[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]WellsFargoVisa: $800 Lowe's: $400[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]Discover: $5000 HomeDepot: $1500[/font][/size][/*]
[*][size=3][font=times new roman,times,serif]AmericanExpress-Costco: $2000 NissanMAC (3.5%) Auto Loan: $40,000 + Mortgage[/font][/size][/*]
Message 21 of 22
Established Contributor

Re: AFNI is ignoring me!

Emailed the main address yesterday and received the generic email back today saying they don't trade deletions for credit.  I guess what that means is they don't make the trade but will delete if asked nicely after payment is made.  Smiley Wink


Actually I'm glad they didn't take the deal so that I can try to settle with them and then GW it.  Did you offer your own settlement or get one of their letters with a settlement offer?

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 22 of 22