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AFNI is the worst they won't budge on GW

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Anonymous
Not applicable

AFNI is the worst they won't budge on GW

I've tried every attempt to get a GW deletion from AFNI only to hear the same ole answer - NO!.  Then to top it off they want to give me a sermon about why they can't.  it's frustrating.  If there are any of you who have had any success, I 'd appreciate your contact or method.  I've tried email, calling and sending letters.  It's my one and only baddie.  I'd prefer it gone.

Message 1 of 10
9 REPLIES 9
LALALISA
New Contributor

Re: AFNI is the worst they won't budge on GW

I'm sending a GW to them this week.  I'll post to let you know if they accept it.  How much was yours for?  I settled for $88 with them. 


Starting Score: Jan 2011: 517; March 2012: 620
Current Score: Ex 681 FairIsaac V2; TU 690 Classic04; Eq 642 Beacon5.0-All lender pull 8/13/12
Goal Score: 700


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Message 2 of 10
proudnavymom
Regular Contributor

Re: AFNI is the worst they won't budge on GW


@Anonymous wrote:

I've tried every attempt to get a GW deletion from AFNI only to hear the same ole answer - NO!.  Then to top it off they want to give me a sermon about why they can't.  it's frustrating.  If there are any of you who have had any success, I 'd appreciate your contact or method.  I've tried email, calling and sending letters.  It's my one and only baddie.  I'd prefer it gone.


How long ago did you pay?

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 3 of 10
Anonymous
Not applicable

Re: AFNI is the worst they won't budge on GW

I just paid this last month and it was for $450 and i settled with them for $130. 

Message 4 of 10
proudnavymom
Regular Contributor

Re: AFNI is the worst they won't budge on GW

I paid a settlement with them a few months ago.  A few weeks after I paid it they updated it with the balance minus the amount that I paid for the settlement and a couple of weeks after that they updated it to a 0 balance, settled for a lesser amount.  Within another month it had disappeared from my CR without me even asking for a deletion again, so give it a little time and hopefully the same thing will happen to you Smiley Happy

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 5 of 10
Anonymous
Not applicable

Re: AFNI is the worst they won't budge on GW

i settled a $65 debt wtih them for $25 in april of 2010 and I have emailed, sent letters, etc., and no response at all let alone a deletion.  Can't seem to get their attention AT ALL

 

Message 6 of 10
iamdetermined
Frequent Contributor

Re: AFNI is the worst they won't budge on GW

KEEP TRYING!!

 

I disputed an item with them & it was just deleted today! I've dealt with them in the past too & they deleted that one on their own....don't give up! Persistence is the keySmiley Wink

**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500

*OVERALL CREDIT CARD LIMITS: $163,150*

NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+

FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733
Message 7 of 10
Anonymous
Not applicable

Re: AFNI is the worst they won't budge on GW

does anyone have an email contact that has been good to them for a gw delete?? pm to me please

Message 8 of 10
cd2004
Regular Contributor

Re: AFNI is the worst they won't budge on GW

AFNI will delete it. they sometimes respond and say they will not but usually they delete. I have had 2 collections with AFNI get delete. One of them was before I found myfico and the most recent was a few months back when I sent an email asking for deletion after payment and never received a response but within a few wks they deleted the collection after I settled the account for $50.

Current 3B scores May 2022: EQ: 806 TU: 798 EX: 797
Message 9 of 10
LALALISA
New Contributor

Re: AFNI is the worst they won't budge on GW

They're deleting mine. Called them today. I also called the OC to make sure they get onto AFNI about deleting it too. OC is Dishnetwork and they agreed as well. We'll see!

Starting Score: Jan 2011: 517; March 2012: 620
Current Score: Ex 681 FairIsaac V2; TU 690 Classic04; Eq 642 Beacon5.0-All lender pull 8/13/12
Goal Score: 700


Take the FICO Fitness Challenge
Message 10 of 10
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