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So after having her only baddie removed a couple months ago, my wife has gotten a 4k cli from Discover which boosted her score to 750. She just got approved for a BCP with a 12k SL!! Can she 3x CLI this?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:So after having her only baddie removed a couple months ago, my wife has gotten a 4k cli from Discover which boosted her score to 750. She just got approved for a BCP with a 12k SL!! Can she 3x CLI this?
Sweet! In theory, yes, in 61 days she can request a $36k CL on the card. It's possible she could get it; they may ask for income verification or something. Worst case scenario is that they give a CLI to something less than $36k, but I would imagine it could still be a very nice limit.
I suggest you tell her to run as much as she possibly can through that card for the next 2 months up until that CLI can be requested and PIF. The more you can run up the balance and pay it off during those 2 cycles, the greater the chances are IMO of getting that 3X CLI or at least very close to it.