So after much rebuilding, I just apped for the regular AMEX Blue Card and got instant approval online. Seems so silly but it feels like this marks me finally making it out of credit hell. :-P
If it helps anyone to know, my EQ is 740 as of today, and EX Fako is 726. TU typically hovers around 700-720, though I haven't checked it recently. AAoA is 6 years, credit util at 5%, no collections, tons of student loans, last late payment was over a year ago and no serious delinquents.
BTW, I'm dying to know what my CL is... anyone know which backdoor number I would use to find that out? **EDIT, Nevermind, found it... $8100!
Starting Score: 7/24/12 EQ FICO 645, TU FICO 636, EXP (CCT) 638
Awesome!!!!!!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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