So after much rebuilding, I just apped for the regular AMEX Blue Card and got instant approval online. Seems so silly but it feels like this marks me finally making it out of credit hell. :-P
If it helps anyone to know, my EQ is 740 as of today, and EX Fako is 726. TU typically hovers around 700-720, though I haven't checked it recently. AAoA is 6 years, credit util at 5%, no collections, tons of student loans, last late payment was over a year ago and no serious delinquents.
BTW, I'm dying to know what my CL is... anyone know which backdoor number I would use to find that out? **EDIT, Nevermind, found it... $8100!
Starting Scores July 2012: EQ FICO 645, TU FICO 636, EXP (CCT) 638
Awesome!!!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
That's great, Congrats on the approval and nice CL!
Thank you for the congrats! I called and listened to the automated app status twice just to make sure I wasn't hearing things. :-P