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PLEASE HELP ME!
I have requested with EX and TU to have the Account in Dispute remarks removed from my charged-off Amex account. After 2 tries neither of them have deleted the comments and today I learned from EX that apparently Amex did not approve the comment removal.
What do I do or who do I call at Amex to get this taken care of? I am no longer disputing the account and I need these comments removed asap to close on my mortgage!
Go to this link, message 4 and do exactly as Shanethemortgageman illustrates to remove dispute comments from all three of your reports.
The dispute comments mask your score, that is why mortgage lenders require their removal before approving your mortgage.
I tried that already, did not work.
I found the number for the Amex Credit Bureau Unit on the Backdoor Numbers list on this site.
Waited on hold for 30 minutes, finally got someone on the line.
She confirmed that the account had a dispute code on it and she removed it. She then sent updates to the credit bureaus while I was on hold and said it should update within 5 days. I am also waiting on a fax confirmation.
Seems like a disaster may be averted!
Moving to Rebuilding for better coverage