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Jane_O
Posts: 55
Registered: ‎05-12-2007
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ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

So, this morning I posted about getting all my lates removed....I have officially gotten them all removed.

 

So, i decided to try my luck with calling National Recovery to negotiate a PFD over the phone. I had already sent them a PFD letter earlier this week, but felt lucky today to call. So, with 2 phones in hand (one to speak on and the other, my iphone, to record the phone call I was having with the rep), I called them and started pretty much pleading my case.

 

The gentleman I spoke with was very nice for a change. I explained to him that i would like to pay the amount they are claiming I owe even though i'm not admitting or disputing the debt, i want to satisfy it because i am purchasing a home. He said that this is the best thing i can do for myself and that once the funds are cleared, they will send a written request to all 3 CB to have it removed from my reports. I would also have to send them a stamped envelope, self addressed so that they can mail me the paid in full letter stating that they will send the request to the CB's. I couldn't believe it! I swear I was tempted to tell him that I would pay more than I owed just because this was so easy! lol

 

So, hopefully that would be off completely very soon! How long to you guys think it will take?????

 

I'm elated!

 

Please let me know if anyone needs the name of the man I spoke with. We were even joking around...lol

Established Contributor
Leadberry
Posts: 625
Registered: ‎01-31-2013
0

Re: ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

Congrats!

   
   
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

Good work, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
icloud2525
Posts: 199
Registered: ‎10-12-2012
0

Re: ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

Congrats!  I had a similar experience Monday.  Dealt with a nice CA.  First time ever talking to one, and from what I heard it's the exception.  He even typed up the PFD letter, put it in a pdf and emailed it to me while I was on hold.  

Amex BCP $17,400, Amex Platinum NPSL, Virgin Atlantic World Elite MC $10,500, Chase Sapphire Preferred $5000, Barclay Arrival World Elite MC $5000, Citi Hilton Visa Sig., $8800, Citi TY Preferred $7900, Citi Diamond Preferred $7400, Citi Dividend $5900, US Bank Flexperks Visa Sig, $5000 Discover IT $6000, Chase Freedom $3500, Amex Hilton Honors $6000 Cap One Cash $2500,-- EQ FICO 768, EX FICO 755
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Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

Awesome!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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remethy
Posts: 51
Registered: ‎02-15-2013
0

Re: ANOTHER SUCCESS STORY! TODAY IS THE BEST DAY EVER!

[ Edited ]

I did the same thing with Nat'l Recovery last month - they promised PFD over the phone and it was deleted within a couple of weeks.  :smileyhappy:  Sounds funny to say a CA was a pleasure to work with, but they actually were!


Starting Score: EQ 539
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