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I read another post on here where someone had an exec email and had some lates removed. I requested that info a long time ago, so Im hoping someone on here might have had success with them?
Ive mailed several GW but they process it as a dispute, despite my wording "this is not a dispute" and phone calls get me nowhere.
Im very close to qualifying for a mortgage pre-approval and the lates are the only thing REALLY holding me down.
*crossing fingers*
I've sent letters and been told that they don't delete. Did you default on the SL or just have a late payment?
I did a 6 month forebearance, thinking it wouldnt count as lates, and I got 6 consecutive lates reported.
I didnt default, but wish I had!! Had I defaulted, I couldve done a rehab program on the loan and removed derogs, but its too late for that now.