10-04-2012 11:35 AM
Hi I have a question. I had a Cingular wireless account in 2003 before they merged with AT&T. I failed to pay the bill and it went to collections. In 2007 I tried to open an ATT account and they said I owed them money, which turned out to be the Cingular account coming back to haunt me. Its now 9 years later and the collection has dropped off my report. I'm wondering if it would be possible to go back to AT&T and try again. Has anyone here ever been successful going back to ATT after a collection?? I'd hate to waste a HP just to be rejected again. Thanks in advance.
10-04-2012 11:39 AM - edited 10-04-2012 11:40 AM
AT&T will flag old debt for 7 years and attempt to collect during that time. If it's older than 7 years they will not collect, they will simply run your credit.
So yes, it is possible to go back to AT&T after 9 years. You will not be rejected, but you may get a deposit.
At the same token, let's pretend it was less than 7 years old, they would simply ask you to pay the debt and run your credit.They do not hold grudges over old debt less than 7 years, as long as you pay it off.
10-04-2012 01:01 PM
Time heals "most" wounds. Should be OK now. Good Luck.
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