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AU BALANCE STILL SHOWING

Regular Contributor

AU BALANCE STILL SHOWING

So I had myself removed from a CC that my parents had back in DEC.

 

I pulled my CR's here yesterday and saw that my EQ has the balance at zero but my TU has the balance at 11K.  (Note: My EQ is 679 & my TU is 653)  Is that what is causing my TU to be low?  Is a balance showing up correct as well?

 

 

"just trying to get my credit up..."
20 REPLIES
Epic Contributor

Re: AU BALANCE STILL SHOWING

Frequent Contributor

Re: AU BALANCE STILL SHOWING

Can you contact a CC company yourself and ask them to remove you as an AU or does the account holder have to do this?
Epic Contributor

Re: AU BALANCE STILL SHOWING

It should be the primary holder but I have seen the AU successfully be removed by calling.

Regular Contributor

Re: AU BALANCE STILL SHOWING

Yeah i just called and had myself removed, no issues.

 

However, there is a CL and a balance showing but on the other two reports they both show zero.  (other two show 11k)

 

Which i guess is why one score is higher than the other two.

 

 

Just seems a bit odd.

 

Any input would be great.

"just trying to get my credit up..."
Frequent Contributor

Re: AU BALANCE STILL SHOWING

So after you got yourself removed did you have to dispute with the CRA's to get the TL updated or did it happen automatically?
Epic Contributor

Re: AU BALANCE STILL SHOWING

Regular Contributor

Re: AU BALANCE STILL SHOWING

No they all say "account terminated", but like i said two of them show 11K as balance and one with zero.  I'm thinking thats why the other two scores are a bit lower....

"just trying to get my credit up..."
Established Contributor

Re: AU BALANCE STILL SHOWING

You probably have to wait for it to update to your reports just like you would with any other deletion. Probably around the time the account makes its regular reporting.

Regular Contributor

Re: AU BALANCE STILL SHOWING

Well i had myself removed aroun mid-JAN....so they've had a while to report correctly....

 

Anybody have an idea how to get balance removed?

"just trying to get my credit up..."