04-02-2013 09:45 PM
So I had myself removed from a CC that my parents had back in DEC.
I pulled my CR's here yesterday and saw that my EQ has the balance at zero but my TU has the balance at 11K. (Note: My EQ is 679 & my TU is 653) Is that what is causing my TU to be low? Is a balance showing up correct as well?
04-02-2013 09:51 PM
04-02-2013 10:02 PM
Yeah i just called and had myself removed, no issues.
However, there is a CL and a balance showing but on the other two reports they both show zero. (other two show 11k)
Which i guess is why one score is higher than the other two.
Just seems a bit odd.
Any input would be great.
04-02-2013 10:38 PM
No they all say "account terminated", but like i said two of them show 11K as balance and one with zero. I'm thinking thats why the other two scores are a bit lower....
04-08-2013 08:51 PM
Well i had myself removed aroun mid-JAN....so they've had a while to report correctly....
Anybody have an idea how to get balance removed?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.