AU PROS &CONS???

[twall06]

If all you want is the charge off removed you will probably just have to wait for it to age off . I doubt they will remove it but could always try to gw them.

[koky]

@ Sculpra will the Charge off come off if he adds me as an AU???

[koky]

@twall06 I have tried GWing for the Past 2months, but no success.. Have tried everything that I can imagine, but no success...

[Scupra]

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@koky wrote:
@ Sculpra will the Charge off come off if he adds me as an AU???

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No. It will just transfer the information from the trade line that you are an AU on. 

[twall06]

Just keep at it none of my gw letter hve worked for anything but i keep hoping ill finalky get them to a person that will help me out . And getting added as an AU will not change your old TL

[twall06]

Sorry for all those misspellings my kid was climbing on me .

[kbl7td]

I have a charge off with Cap One that I recently settled. Guess I'm going to keep GW like you guys and see what happens. It is really killing my report.

[koky]

All my negative account have been changed Positive except for Cap One& Sallie Mae... Sallie Mae isn't had to Crack from what o hear, but Cap One is as tough as an OX...