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12-11-2013 08:31 AM
Hello guys (and girls),
I am relatively new to these forums, and I have been reading a lot (@P- you are an inspiration to us all). I have asked a couple of questions, and the community has been awesome. So thank you all.
I have another question, which I am sure it has already been asked, and is buried amongst the thousands of threads. I searched, but to no avail.
I just added myself to someone's account as an AU. They have a 2 year payment history, with no lates of any kind (Capital One Card with $2000.00 CL), I even ordered a card on my name (which I will never use but I read that sometimes unless you activate a card, it won't start reporting). Will that entire history of the account show up on my report, or just from the moment I was added to the account?
12-11-2013 09:07 AM
12-11-2013 11:57 AM
Thank you guys both for your response. We are talking about Capital One. Any specifics about how Capital One does this?
12-11-2013 04:04 PM
Cap1 only backdates on certrain CP, however I'm not sure which ones. I know for a fact the rebuilders do not backdate.
12-11-2013 04:11 PM
I'd love to know the answer for Cap One, but for everyone's awareness, USAA DOES NOT report AUs. That's what they told me when I tried to add me onto my wife's unsecured CC. Their website also says that doing so will not help me rebuild my credit. Bummer.
12-22-2013 08:38 PM
I will update you guys as soon as capital one reports on jan 3rd. im planning on pulling a new report by January 10th.