Aaoa question...

[Peanut2010]

I have had a mortgage since 1995. I just recently got a 2 cc which caused a decrease in my aaoa. Before that it was 8 yrs, now it's 6. Does the mortgage help it, or is it not included in my aging? I also have had other account on my report that are older, like a furniture store, it was opened like in 1996. I just don't understand why it is so low.

thanks for any input. 

[guiness56]

Any OC account, open, closed, good or bad is included in your AAoA.

As an example you have an account that is 2years old (24 months).  Your AAoA is 2 years.  An account is added that is 1 month.  24+1 = 25 / 2 = 12.5.  Your AAoA is now a bit over 1 year.  FICO rounds down to the nearest year.

Those recent CC affected your AAoA