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Aaron's acct on EXP 2day score went down 14pts, why?

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lessismore2014
Frequent Contributor

Aaron's acct on EXP 2day score went down 14pts, why?

I had a 723 on EXP-Fako and EXP is the first to show my PIF Aaron's acct, 2 of them, and my score went down 14pts instead of going up, why?
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4 REPLIES 4
marty56
Super Contributor

Re: Aaron's acct on EXP 2day score went down 14pts, why?

It's a FAKO score so the result is not meaningful.  Very often a FAKO score will go down when your FICO score goes up and vice versa.  I would wait a bit then pull your TU and EQ FICO scores here.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 2 of 5
lessismore2014
Frequent Contributor

Re: Aaron's acct on EXP 2day score went down 14pts, why?

could it also be that's EX is not showing an amount? There is no totals listed. Should there be?
Message 3 of 5
bigman023
Frequent Contributor

Re: Aaron's acct on EXP 2day score went down 14pts, why?

Its possible that the new accounts lowered you AAoA, which would cause a score decrease.
5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Message 4 of 5
lessismore2014
Frequent Contributor

Re: Aaron's acct on EXP 2day score went down 14pts, why?

Should the account be listed as a Lease? I thought it would show up on TU today but hasn't yet. I'm curious to see how they have it listed?

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