Hey there. Has anyone ever had an credit card account deleted or had the lates deleted and then later been able to re-open the account with the original account age? My preference would be to re-open my Gap & Cap One accounts but since they were both settled for less than the full amount and closed, I'm currently hoping for deletion. Just wondering if re-opening might be in my future since they are two of my oldest accounts.
Starting Score: TU 552 EQ 565
Current Score: TU 665 EQ 674
Goal Score: 700+Take the FICO Fitness ChallengeAs a new (single) mom, my goal is to buy a great house by 2012. I'm busting tail to better my credit one day at a time, thanks to the help of this forum.