01-11-2013 09:12 AM
I made a payment to firts premier and it did not go through, I used the wrong account. I was not late on the payment but since it had one payment not go through they closed the account. It says closed on the score but it still shows as making payments because I still owe them some. Maybe of I slowly pay off the balance it will be good for me? Or is colsed closed and it does not matter?
01-11-2013 09:15 AM
I would think that if you paid it down then that balance wouldn't
count against your UTIL any longer and help your score
01-11-2013 09:22 AM
So no lates? No derogatories? Just pay it off, in no time it will look like it was closed for inactivity, however it will still add to your AAoA. It's First Premier, let it go.
01-11-2013 09:47 AM
It will sit there and add to your AAoA for ten years. Don't sweat it, time to move on! Congrats on the increase.
01-13-2013 11:26 AM
01-13-2013 07:24 PM
this is what i was thinking, its over in the credit card board
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.