01-11-2013 09:12 AM
I made a payment to firts premier and it did not go through, I used the wrong account. I was not late on the payment but since it had one payment not go through they closed the account. It says closed on the score but it still shows as making payments because I still owe them some. Maybe of I slowly pay off the balance it will be good for me? Or is colsed closed and it does not matter?
01-11-2013 09:15 AM
I would think that if you paid it down then that balance wouldn't
count against your UTIL any longer and help your score
01-11-2013 09:22 AM
So no lates? No derogatories? Just pay it off, in no time it will look like it was closed for inactivity, however it will still add to your AAoA. It's First Premier, let it go.
01-11-2013 09:47 AM
It will sit there and add to your AAoA for ten years. Don't sweat it, time to move on! Congrats on the increase.
01-13-2013 11:26 AM
01-13-2013 07:24 PM
this is what i was thinking, its over in the credit card board
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO